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Tom Gasparec

Practical and proven ideas for energy-efficiency.

Choose a Mortgage, Credit or Real Estate Report.

To enhance your mortgage experience, we as mortgage professionals provide you with as much valuable information as possible. It is essential that the buyer or seller be aware of all aspects of the real estate market and morgage financing before making a major decision. Whether it be through newsletters, checklists or news articles, we are here to make this process hassle-free and rewarding.

Please access our FREE reports today!  NOTE: request a maximum of 3 reports at a time.



Home Buying Guide - CMHC

Checklists, Worksheets, a comprehensive guide!

SHORT TERM vs LONG TERM

The benefits of a long term strategy

Variable Rate - is it the right choice today?

Moshe A. Milevksy, PD.D., is an associate professor of finance at the Schulich School of Business at York University. Milevsky is also a keynote speaker at the Toronto, Vancouver, Halifax and Calgary Advisor Forums.

Condo Financing, what are the differences?

So you've decided to buy a condominium . . .what about the financing?

Condominium Buyers Guide - CMHC

from Canada Housing & Mortgage a complete guide to purchasing your next condo.

MORTGAGE PROGRAMS

Many different types of mortgage programs to choose from.

RENT VS OWN?

A comprehensive comparison chart to help you make the right decision.

CREDIT RATING



FIXED OR FLOAT ?

Examining a Variable versus Fixed mortgage strategy.

CLOSING COSTS

What are all your costs to purchase a home?

Are you financially ready for a mortgage?

CMHC

Mortgage Payment Calculator Quick Reference Guide

CMHC

SHOPPING AROUND GUIDE

8 KEY QUESTIONS TO ASK WHEN SHOPPING AROUND FOR A MORTGAGE

First time home buyer tax credit & Expansion of home buyers plan

CMHC

Comparison of Fixed & Variable Rates (Graph)

over the past 25years


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